Fire and Allied Perils Insurance
An insurance program designed to protect your property offers comprehensive coverage against a variety of risks.
It includes protection from fire, lightning, and explosions or implosions. Additionally, it covers damage caused
by aircraft, riots, strikes, and malicious activities. The program also safeguards against impact damage,
subsidence, landslides, and rock slides. Furthermore, it addresses issues arising from the bursting or
overflowing of water tanks, apparatus, and pipes, as well as missile testing operations. Leakage from automatic
sprinkler installations and bush fires are also included in the coverage, ensuring your property is well-protected
from a wide range of potential hazards.
- Fire
- Lightning
- Explosion / Implosion
- Aircraft Damage
- Riot, Strike and Malicious Damage (RSMD)
- Impact Damage
- Subsidence and Landslide including Rock Slide
- Missile Testing Operations
- Leakage from Automatic Sprinkler Installations
- Bush Fire
- Basic Add on Cover:
- Earthquake,Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation (STFI)
- Terrorism
At Punarnava, we customise your Fire and Allied Perils Policy to meet your specific needs and obtain
eligible discounts. We also solicit competitive quotes from multiple insurers to ensure the best options
for our clients.
The Fire and Allied Perils Insurance can be tailored based on a variety of factors, including:
- Construction Category of the building such as RCC, Roof Tiles or Katcha. Number of stories with any basement exposure.
- The specific use “occupation” such as residential, commercial, Industrial Manufacturing, Warehouse, Tanks and so on.
- The presence of goods or material in specific on premises.
- The manufacturing process involved.
- The history of previous losses.
- The insurance history, including any prior declinations by other insurers.
- A risk inspection report detailing the nature of the risks associated with the factory or manufacturing unit.
